Last updated: January 28, 2026
Four of Pentacles meeting Ten of Swords marks a turning point. This combination rarely appears without indicating that the winds of change are already blowing through your life.
A focus on security and stability through careful conservation and control of resources. The Four of Pentacles represents a strong focus on security, stability, and the careful management of resources. You have worked hard to build up your material foundation and are now in a position where you want to protect and preserve what you have achieved. The keywords most associated with this card—security, control, conservation, possessiveness—give us insight into its core energy.
Rock bottom, complete defeat, but also the end of a painful cycle and promise of new beginnings. The Ten of Swords represents hitting rock bottom, experiencing complete defeat, or reaching the absolute end of a painful cycle. While this card indicates intense difficulty - betrayal, backstabbing, or overwhelming challenges - it also promises that you have reached the bottom and the only direction now is up. This card carries the themes of rock bottom, betrayal, painful endings, complete defeat, which interact meaningfully with Four of Pentacles's energy.
Here we see practical, grounded earth energy from Four of Pentacles meeting intellectual, communicative air energy from Ten of Swords. This opposition creates creative friction—uncomfortable perhaps, but ultimately productive when you learn to honor both energies.
When you encounter Four of Pentacles and Ten of Swords together, consider what area of your life requires the integration of security with rock bottom. The cards don't appear together randomly—their pairing is meaningful and specific to your question or situation.
This combination often surfaces during times when you're being asked to hold multiple truths simultaneously, finding wisdom in the space where both cards' messages overlap and inform each other.
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In love readings, Four of Pentacles with Ten of Swords signals that your love life is undergoing or about to undergo significant transformation—endings that create space for new beginnings.
When these two cards appear together in a love reading, they bring a nuanced message about your romantic life.
Four of Pentacles in Love: Seeking security and stability in relationships, possibly being possessive or controlling. You may be looking for a partner who can provide financial security or emotional reliability, or you might be holding onto a relationship because it feels safe even if it's not particularly fulfilling
Ten of Swords in Love: Relationship rock bottom, romantic betrayal, or the painful end of love cycles. This could involve discovering infidelity, experiencing bitter divorce, or recognizing that a relationship has completely run its course
Together, Four of Pentacles and Ten of Swords signals that your love life is undergoing or about to undergo significant transformation—endings that create space for new beginnings. This combination speaks to the heart of your romantic situation, asking you to consider how these two energies manifest in your love life.
Release what no longer serves your heart. Transformation in love, while sometimes painful, leads to more authentic connections.
Whether you're single and seeking, newly dating, or in a long-term partnership, this card combination offers relevant insight. For singles, consider how these themes might relate to what you're attracting or need to develop before finding love. For those in relationships, reflect on how these energies play out between you and your partner.
The intersection of security's energy with rock bottom's influence creates a specific romantic signature that's meaningful for your situation.
For career and finances, Four of Pentacles with Ten of Swords signals career transitions, job changes, or major shifts in your professional identity.
In professional matters, this card combination carries specific guidance for your work life and financial decisions.
Four of Pentacles at Work: A secure but potentially stagnant career position with focus on maintaining status quo. You may have achieved a comfortable position with good benefits and job security, but you might be reluctant to take risks that could lead to advancement or change
Ten of Swords at Work: Professional rock bottom, career betrayal, or the dramatic end of work cycles. This might involve job termination, business failure, or being stabbed in the back by colleagues
The combination of Four of Pentacles and Ten of Swords signals career transitions, job changes, or major shifts in your professional identity. These cards together paint a picture of your current professional landscape and the opportunities or challenges ahead.
Embrace change rather than resisting it. Your career is evolving toward something more aligned.
Consider how the themes of security and rock bottom apply to your specific work situation. Are there projects that need this combination's energy? Relationships with colleagues that reflect these dynamics? Career decisions that these cards illuminate?
While this combination primarily speaks to career, it also influences financial matters. The transformative energy suggests potential financial changes on the horizon.
Spiritually, Four of Pentacles and Ten of Swords together marks a pivotal moment in your spiritual journey—an initiation or awakening.
On a soul level, this combination speaks to your spiritual path and inner development.
Four of Pentacles's Spiritual Wisdom: Spiritual security through traditional practices and established beliefs. You may prefer familiar spiritual paths and feel comfortable with traditional approaches to spirituality that have proven reliable over time
Ten of Swords's Spiritual Wisdom: Spiritual rock bottom, dark night of soul completion, or religious cycle ending. This might involve complete loss of faith, spiritual betrayal, or the collapse of previous spiritual beliefs
Four of Pentacles meeting Ten of Swords marks a pivotal moment in your spiritual journey—an initiation or awakening. This is not a random pairing—the universe is highlighting specific spiritual themes for your attention.
Given this combination's energy, consider incorporating letting go rituals, transformation meditation, and embracing the unknown into your spiritual routine.
The intersection of Four of Pentacles's wisdom with Ten of Swords's teachings creates a unique spiritual lesson. Meditate on both cards together, allowing their combined imagery and symbolism to speak to your soul. What message emerges when you hold both energies simultaneously?
This combination appears when you're ready to integrate security with rock bottom of your spiritual understanding. The growth available now requires honoring both cards' teachings.
When either card appears reversed, the combination's meaning shifts toward internal work and blocked energies.
Four of Pentacles Reversed: Excessive materialism, greed, or the opposite extreme of reckless spending and insecurity.
Ten of Swords Reversed: Recovery from rock bottom, avoiding complete defeat, or gradual healing from trauma.
Both Cards Reversed: When both Four of Pentacles and Ten of Swords appear reversed together, this signals a period of significant internal processing. External action may be premature—focus instead on inner work and self-reflection.
The reversed combination asks: What needs to be unblocked or healed before these cards' upright potential can manifest?
The imagery of Four of Pentacles and Ten of Swords creates a rich visual dialogue, particularly through their shared symbolism of City Skyline & Ten Swords in Back and City Skyline & Dawn Sky.
A figure sits on a throne in a city, tightly holding one pentacle to their chest, with one pentacle under each foot and another balanced on their head. Their rigid posture and tight grip suggest both security and an unwillingness to let go or share their material possessions.
A figure lies face down with ten swords piercing their back, representing complete defeat, betrayal, or hitting rock bottom. However, the dawn breaks on the horizon, suggesting that this painful ending also marks the beginning of a new cycle. The darkest hour is just before dawn.
When these cards appear together, notice particularly how City Skyline & Ten Swords in Back, City Skyline & Dawn Sky, City Skyline & Sword create visual and energetic echoes between the two images. These shared symbols amplify the combination's message.
Shared Symbolic Themes:
Four of Pentacles (4) and Ten of Swords (10) combine to 14, reducing to 14—the number of stability, foundation, and structure.
Four of Pentacles - Number 4: The number of stability, foundation, security, and boundaries. Material security established - the tension between protection and restriction
Ten of Swords - Number 10: The number of completion, ending, and new beginning. Rock bottom as foundation - the absolute ending that allows for rebirth
The combined numerological vibration of 14 brings the energy of stability, foundation, and structure. This underlying numerical influence colors how these two cards interact, adding a layer of completing and transcendent energy to their combination.
Four of Pentacles
The Miser, The Protector of Resources, The Guardian of Wealth
Ten of Swords
The Final Blow, The Dawn After Darkness, The Necessary Ending
When The Miser, The Protector of Resources, The Guardian of Wealth meets The Final Blow, The Dawn After Darkness, The Necessary Ending, these archetypal energies catalyze profound change when they meet, each transforming the other. Consider which archetypal patterns are active in your current situation and how their interaction might be playing out in your life.
These Minor Arcana cards show how the pentacles and swords journeys intersect.
Four of Pentacles's Place in the Pentacles Journey: The Four of Pentacles represents the achievement of material security - and the potential trap it creates. The figure clings tightly to their coins, protecting what they have built. This is the double-edged sword of stability: necessary protection that can become suffocating attachment, security that can calcify into stagnation.
Ten of Swords's Place in the Swords Journey: The Ten of Swords marks the absolute end of the mental suit's cycle. A figure lies face down with ten swords in their back - complete defeat. Yet the dawn rises on the horizon. This is rock bottom, but rock bottom is solid ground. When everything has been lost, the only direction is up, and genuine transformation becomes possible.
The meeting of pentacles and swords brings together material concerns with thought and communication.
Use these questions for journaling or meditation with this combination:
Combined Affirmation
“I create security through wisdom while also embracing the wisdom to accept this painful ending as a necessary transformation.”
Understanding the astrological and elemental energies behind each card reveals deeper layers of meaning in this combination.
Sun (Four of Pentacles) meets Sun (Ten of Swords) - this combination blends Sun's energy of vitality and self-expression with Sun's influence of vitality and self-expression.
A focus on security and stability through careful conservation and control of resources.
Rock bottom, complete defeat, but also the end of a painful cycle and promise of new beginnings.
About Four of Pentacles and Ten of Swords
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