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Readings
  • Start Reading
  • Daily Tarot
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Tools
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  • Spirit Animal Quiz
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  • What Is My Spirit Animal
  • Yes or No Oracle
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  • Astrology Compatibility
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Angel Numbers

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Angel Numbers
  • Angel Numbers Guide
  • 111 Angel Number
  • 222 Angel Number
  • 333 Angel Number
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  • 555 Angel Number
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  • 777 Angel Number
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  • Angel Number Calculator

Resources

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Resources
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  • Blog
  • How to Read Tarot
  • Practice Tarot
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    Weekly Spiritual Insights

    Get your reading delivered to your inbox every morning — free forever.

    Full Numerology Chart

    See your complete numerology profile with all core numbers.

    North Node Calculator

    Discover your soul destiny and karmic path in astrology.

    Past Life Calculator

    Discover who you were in a past life.

    Explore More Spiritual Tools

    Discover more ways to explore your spiritual journey

    Numerology Calculator

    Complete numerology chart

    Life Path Calculator

    Calculate your life path number

    Destiny Number Calculator

    Find your destiny number

    Name Numerology Calculator

    Pythagorean & Chaldean name analysis

    View All Spiritual Tools

    Karmic Debt Calculator

    Discover your karmic debt numbers and the soul lessons you chose to learn in this lifetime. Understanding your karma is the first step to healing it.

    100% FreeInstant ResultsKarmic Debt 13, 14, 16, 19

    Calculate Your Karmic Debt

    Karmic debt numbers are calculated from your birth date

    What is Karmic Debt?

    Karmic debt numbers in numerology indicate unresolved lessons from past lives that your soul has chosen to address in this lifetime. These debts appear when your Life Path or other core numbers reduce through the numbers 13, 14, 16, or 19 before reaching their final single digit.

    Unlike regular numerology numbers, karmic debt represents challenges and patterns that require conscious effort to overcome. They're not punishments—they're opportunities for soul growth and evolution.

    13

    The Debt of Laziness

    Learn discipline, persistence, and the value of hard work. Success comes through sustained effort, not shortcuts.

    14

    The Debt of Excess

    Learn moderation, commitment, and constructive use of freedom. True freedom comes through self-discipline.

    16

    The Debt of Ego

    Learn humility, authentic connection, and the destruction of false ego. Growth comes through surrender.

    19

    The Debt of Power

    Learn to give without expecting return. Use your power and gifts to serve others, not just yourself.

    Frequently Asked Questions

    What is a karmic debt number?

    Karmic debt numbers (13, 14, 16, 19) indicate lessons from past lives. They appear when your birth date numbers pass through these specific numbers during reduction to your Life Path Number.

    How do I know if I have karmic debt?

    Enter your birth date in the calculator above. If your date reduces through 13, 14, 16, or 19 before reaching your Life Path Number, you carry that karmic debt.

    Can I have multiple karmic debts?

    Yes, it's possible to have multiple karmic debt numbers. Each represents a different life lesson your soul is working to resolve.

    Can karmic debt be cleared?

    Yes! By consciously working on the lessons indicated by your karmic debt—practicing the opposite of past life tendencies—you can resolve the karma and experience greater freedom.